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Financial Literacy: Cash Course

A complete financial literacy curriculum for students: interest rates, taxes, private property, the money market, and how government decisions ripple into your wallet. Short, concrete lessons with no assumed background.
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Episodes

73 episodes

What Are Savings? 05:08
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What Are Savings?

It’s never too early to start saving money and making fiscally responsible decisions that will last a lifetime. In this episode, middle and high school students will learn why they should save, the purpose of opening a savings account, and how they…

Good vs. Bad Credit 04:23
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Good vs. Bad Credit

Credit can be a great tool, but it can also lead to problems if someone takes on too much debt, especially early on in life. In this episode of Cash Course, your middle and high school students will find out what credit is, what makes it “good” or…

What Is a Budget? 04:40
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What Is a Budget?

In just a few minutes, middle and high school students will learn the benefits of budgeting and how to apply it to their own finances right now.

What Is Debt? 05:38
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What Is Debt?

Don’t let your teenagers borrow the credit card before they watch this episode of Cash Course about debt and how it works. From loan terms and interest rates to credit limits, your middle and high school students will learn about financial debt and…

What Is Currency? 05:08
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What Is Currency?

What is currency? It’s taken many different forms over the centuries—from salt and shells to beads and livestock. In this episode of Cash Course, your middle and high school students will learn what currency is, how to use it, and what makes it…

Borrowing Money 04:51
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Borrowing Money

Borrowing to buy a car or pay for school might seem like a good idea, but what does borrowing money really mean and how does it work? This episode of Cash Course teaches young adults the ins and outs of borrowing—from understanding principal and…

What Is Investing? 05:25
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What Is Investing?

After budgeting and saving, investing can be a great next step to winning with money. Teach young people the basics of stocks, bonds, and CDs with this fast and fun financial literacy video and help them think about how to start building wealth for…

Reading Your Paystub 04:56
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Reading Your Paystub

When kids get their first job and start earning their own money, it’s important they learn about the different numbers on their paystubs. From gross and net income to deductions and withholdings, this entertaining video will teach your tweens and…

Understanding Taxes 05:33
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Understanding Taxes

Teach middle and high school kids the basics about taxes—from sales tax and income tax to even soda and travel taxes. Nobody likes paying taxes, but they’re everywhere, so the better informed your kids are about the role of government in their…

Checking and Savings Accounts 04:53
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Checking and Savings Accounts

Is it time for your kids to graduate from using a piggy bank to having their own bank accounts? This fun video teaches tweens and teens how and when to use checking and savings accounts, so they can start managing their money like a pro!

Using Financial Institutions 04:58
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Using Financial Institutions

Your kids probably know what a bank is, but have they heard of a credit union? When it comes to financial institutions, many adults don’t even understand their differences or how and when to use them.

Using Credit and Debit Cards 04:32
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Using Credit and Debit Cards

Do your teens know the difference between credit and debit cards? Paying with plastic is more popular than ever since its inception in the 1950s, so make sure your kids know the difference before they start charging or spending money.

Student Loans 101 05:06
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Student Loans 101

How do your kids plan to pay for college? Taking out student loans may sound like a good idea, but it’s a huge obligation for a young adult to take on.

Simple vs. Compound Interest 05:17
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Simple vs. Compound Interest

Interest is where money is really made (or lost) when investing or borrowing. Since there is more than one type of interest, how do you know which should be used in different situations?

Insurance Basics 05:43
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Insurance Basics

Before getting behind the wheel of a car or embarking on life on their own, teens should have a basic understanding of what insurance is and why it’s necessary.

How Are You Getting Paid? 05:33
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How Are You Getting Paid?

Before your tweens and teens dive into their first jobs, teach them a thing or two about the many different ways they can earn money—from hourly rates to salary and commissions—each with unique pros and challenges.

Know Your Tax Forms: W-2 & W-4 05:15
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Know Your Tax Forms: W-2 & W-4

Tax forms may seem confusing to your teens, but this video will teach them what they need to know about Forms W-2 and W-4, so they’ll be prepared when they land their first job and begin their financial journey.

Investing & Stocks 05:57
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Investing & Stocks

Before chasing the latest hot stock, youth and young adults should watch this Cash Course video to learn the basics about investing in stocks, their risks, and things to consider before following the latest stock tip.

Manage Your Financial Hygiene 05:04
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Manage Your Financial Hygiene

We’ve heard of personal hygiene, but do you know about financial hygiene? Just like forgetting to brush your teeth, neglecting your financial hygiene (such as monitoring accounts to stay within a budget, catch fraud, and eliminate unnecessary…

What Is an Economy? 05:31
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What Is an Economy?

From eating at your favorite restaurant to starting your own business, we’re all entangled in the complex web of an economy. This episode of Cash Course teaches young people about different types of economies, how consumers and producers depend on…

Investing & Bonds 04:33
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Investing & Bonds

When it comes to investing, most people talk about stocks. Bonds, on the other hand, have a huge impact on entire economies and all kinds of investments, from mortgages to auto loans.

What Are Commodities? 06:02
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What Are Commodities?

What do gold, corn, and cows have in common? They’re commodities—everyday raw goods that get turned into products for people to use. On this episode of Cash Course, your tweens and teens will learn what commodities are and why they’re important for…

Supply & Demand 05:12
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Supply & Demand

Why are new products that everyone wants so expensive? And why do they go on sale once people stop buying them? This episode of Cash Course teaches the basics of supply and demand—how they work together through the invisible hand of the market to…

Renting vs. Owning 05:14
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Renting vs. Owning

Should you rent or should you own? It’s an age-old question that applies to basic things like clothes and furniture, as well as major items like cars and houses.

Understanding Health Insurance 05:12
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Understanding Health Insurance

Nobody plans to get sick or injured, but we all will at some point, resulting in doctors’ visits, trips to the hospital, and treatments like surgery or medicine. Having health insurance could alleviate some of these medical costs.

Cryptocurrency 05:33
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Cryptocurrency

From Bitcoin to Dogecoin, cryptocurrency is all the rage from Main Street to Wall Street. Technological innovation has led to an all-digital currency, which has created a new avenue of wealth, but it also comes with a lot of risk.

Cybercrimes and You 05:34
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Cybercrimes and You

Modern technologies bring convenience but also come with the risk of new forms of crime. In this episode of Cash Course, your teenagers will learn about cybercrimes, fraud, phishing scams, and how to protect their information online.

Understanding Assets and Liabilities 04:54
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Understanding Assets and Liabilities

From buying baseball cards to taking out a loan for school, every financial decision you make could be an asset or a liability. Watch this episode of Cash Course for youth and young adults to learn the differences between assets and liabilities and…

Navigating Auto Insurance 05:25
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Navigating Auto Insurance

Having a car is a great privilege that comes with a lot of responsibilities, including auto insurance. This episode of Cash Course will teach new and future drivers all about car insurance—what it is, why you need it, and how to get it—as well as…

Understanding Retirement Savings Accounts 05:21
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Understanding Retirement Savings Accounts

Would you rather have $500 now or $35,000 later? While saving for the future may not sound exciting, the payoff could be huge! In this episode of Cash Course, your middle and high school students will discover the importance of starting to plan for…

Becoming a Business 05:22
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Becoming a Business

Starting your own business often means forming a business entity. In this episode of Cash Course, aspiring entrepreneurs will learn how various business entities, such as sole proprietorships, LLCs, and corporations, can help protect their hard work…

The Basics of Inheritance 05:40
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The Basics of Inheritance

How is wealth transferred from generation to generation? Watch this episode of Cash Course to learn the basics of inheritance—including wills, trusts, and estates—and discover how to become a financially responsible beneficiary of inherited wealth.

Accounting Basics 101 05:39
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Accounting Basics 101

Accounting may seem boring, but learning about it doesn’t have to be. In this fun-filled episode of Cash Course, your middle and high school students will learn the basics of accounting, including single-entry and double-entry bookkeeping, and…

Taxes II: Capital Gains 05:35
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Taxes II: Capital Gains

Some things in life are inevitable—like paying taxes. If you want to start investing, you’ll need to understand how your assets will be taxed.

What Is Bankruptcy? 04:58
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What Is Bankruptcy?

What happens if you find yourself tens of thousands of dollars in debt, unable to pay, and the lenders won't stop calling you? Filing for bankruptcy and getting a “fresh start” by having your debt wiped away may sound appealing, but the consequences…

Scams and Fraud 05:28
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Scams and Fraud

Have you ever received a suspicious email or an offer that seemed too good to be true? Watch this episode of Cash Course to discover how to identify different types of scams, learn common tactics criminals use to steal money and personal…

Warranties and Guarantees 05:12
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Warranties and Guarantees

Would you be more inclined to buy a product if it promised to never break or if you could get a free replacement if it did? Before you go on your next shopping spree, watch this episode of Cash Course to discover how warranties and guarantees work…

Currency II: Foreign Exchange 05:34
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Currency II: Foreign Exchange

Before you go on a big trip abroad, you’ll want to make sure you have the correct currency. In this episode of Cash Course, learn all about exchange rates between countries, where to request foreign currency, and how the value of a country’s…

Different Ways to Budget 04:48
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Different Ways to Budget

Learn budgeting basics as we dive deep into six different methods for managing your finances, including the 50-30-20 rule, how to decide which budgeting method is right for you, and tips for reaching your financial goals.

Gambling with Your Money 05:47
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Gambling with Your Money

Gambling might seem like harmless fun, but it can quickly spiral into serious financial and emotional distress. In this episode of Cash Course, discover how gambling is rigged to make you lose, the dangers it poses to your financial and personal…

Taxes III: Freelancing & 1099s 05:45
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Taxes III: Freelancing & 1099s

Working as a freelancer may offer flexibility, but it also comes with increased responsibility. Unlike employees who receive a W-2 with taxes already deducted, independent contractors receive a Form 1099 from each client and must pay their own…

Artificial Intelligence and Fraud 05:34
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Artificial Intelligence and Fraud

Artificial intelligence is a powerful tool, but it also opens the door to new types of scams. In this episode of Cash Course, middle and high school students will learn about AI-related fraud, including fake calls and phishing emails, and discover…

Inflation & Your Money 05:18
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Inflation & Your Money

What is inflation, and how does it impact your finances? In this Cash Course episode, discover why prices rise, the difference between monetary and non-monetary inflation, and how government decisions—like abandoning the Gold Standard—have shaped…

Scarcity and Choice 06:19
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Scarcity and Choice

Whether we like it or not, time and money are limited. But scarcity—the gap between our limitless desires and finite resources—can spark creativity and drive innovation.

The Role of Prices 05:39
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The Role of Prices

How does your local coffee shop decide what to charge for a cup of coffee? The answer lies in understanding prices! In this episode of Cash Course, learn how supply and demand, consumer value, and goods offered by producers all play a part in both…

Making Economic Decisions 06:11
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Making Economic Decisions

Economics is often called the “study of choice.” But how do you know what choices to make? In this episode of Cash Course, we’ll explore four ways to make economic decisions: opportunity costs, thinking on the margin, incentives, and ceteris paribus…

Economic Policies and You 05:43
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Economic Policies and You

How do economic policies—both monetary and fiscal—affect your everyday decisions? In this episode of Cash Course, you’ll learn how the Federal Reserve manages the money supply through interest rates, how government spending and taxes influence…

Why Economic Systems Matter 05:18
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Why Economic Systems Matter

What are the differences between command, free, and mixed market economies? In this episode of Cash Course, your students will learn how government regulation impacts business, why competition fuels innovation, and whether free markets lead to…

Schools of Economic Thought 05:52
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Schools of Economic Thought

If you think economics is black and white, think again. When it comes to issues like taxation, monetary policy, and government regulation, people often disagree.

Measuring Economic Performance 06:05
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Measuring Economic Performance

If you want to know whether an economy is healthy, there are three key indicators to watch: Gross Domestic Product (GDP), the Consumer Price Index (CPI), and the Unemployment Rate. But what do these terms mean, and why do they matter?

Profits & Losses: The Hidden Signal 05:38
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Profits & Losses: The Hidden Signal

Should the government step in to protect companies from failure? Or does shielding businesses from losses lead to inefficiency and higher costs?

America's Economic Secret Sauce 05:59
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America's Economic Secret Sauce

What makes America’s economy different from the rest of the world? Take your high school students on a journey through history to discover the unique recipe for America’s success: free enterprise, separation of powers, and Judeo-Christian values.

The Cost of Price Controls 05:42
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The Cost of Price Controls

Life can be expensive. But what happens when the government tries to cap the cost of food, rent, and everyday goods? In this episode, your high school students will discover how artificial price controls disrupt the natural balance of supply and…

The Great Federal Reserve Mystery 06:14
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The Great Federal Reserve Mystery

Think the Federal Reserve is too complicated to understand? Not anymore! In this mystery-solving episode, high school students will uncover how America’s central bank controls the money supply, sets interest rates, and regulates banks through…

The Wild Ride of Economic Cycles 05:22
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The Wild Ride of Economic Cycles

Buckle up for a thrilling ride through the ups and downs of the economy! In this action-packed episode of Cash Course, we break down the economic cycle—explaining how expansion, contraction, and everything in between shape financial trends.

Unemployment: Vital Sign of an Economy 05:48
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Unemployment: Vital Sign of an Economy

What does unemployment reveal about the health of the economy? In this episode, we break down four key types—frictional, structural, cyclical, and seasonal—and explore how each one affects people and markets.

The Tug-o-War of Labor Markets 05:48
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The Tug-o-War of Labor Markets

What determines wages—the amount you get paid to do a job? Perfect for high schoolers, teens building their financial literacy, or anyone about to start a new job, this episode explores how supply and demand shape the labor market.

But Why Tariffs? 06:31
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But Why Tariffs?

You may have heard about tariffs in the news—but what are they, and how do they actually work? This episode covers everything your high schooler needs to know about tariffs—taxes on foreign goods.

Make Trade, Not War 05:46
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Make Trade, Not War

Trade is a global affair—connecting people around the world through the exchange of goods and services, from chopsticks to jumbo jets. Perfect for high schoolers, this episode on international trade explains how exchange rates, specialization, and…

Trading to Your Advantage 05:44
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Trading to Your Advantage

Should a country make everything it needs or trade with others? This episode of Cash Course breaks down the factors that help countries decide what to produce and when to trade.

In Sync with Circular Flow 05:22
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In Sync with Circular Flow

Lights, camera… economics! In this high-energy episode of Cash Course, the "Cash Course Boys" break down the circular flow model through music and dance.

The Risky Business of National Budgets 05:25
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The Risky Business of National Budgets

Even governments need a budget! In this episode of Cash Course, middle and high school students break down how national budgets work—from borrowing and spending to managing debt.

Redistribution: Does It Work? 05:46
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Redistribution: Does It Work?

Life isn't equal, and neither are incomes. But is government redistribution the solution? In this episode of Cash Course, teens dive into the economics of fairness with playful illustrations that show what happens when the government tries to spread…

The Ingredients for Economic Growth 06:05
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The Ingredients for Economic Growth

What makes an economy grow, and what gets in the way? In this episode of Cash Course, your middle and high school students will learn about the key ingredients for economic growth, like productivity, human capital, and GDP.

Incentives: The Usual Suspects 05:45
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Incentives: The Usual Suspects

Why do people take jobs, shop at certain stores, or move where they’ll pay fewer taxes? Incentives. In this cold-case episode of Cash Course, a detective investigates how everyday economic motivators drive decisions—and how even the best intentions…

Subsidies: Everybody Pays! 05:40
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Subsidies: Everybody Pays!

Who doesn’t love free money? This Cash Course episode tackles subsidies: payments and discounts the government uses to encourage one economic activity over another.

Is Market Failure an Option? 05:30
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Is Market Failure an Option?

When markets work, everyone wins. But what happens when they don't? In this episode of Cash Course, teens learn about market failures—when missing information or outside factors prevent markets from delivering goods and services efficiently.

The Legend of Perfect Competition 05:49
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The Legend of Perfect Competition

Imagine the perfect marketplace—where high-quality products are always available at low prices. Sounds magical, but does it exist? In this episode of Cash Course, your teens will explore the “legend” of perfect competition—an ideal model based on…

The Imperfect Markets Showdown 06:53
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The Imperfect Markets Showdown

Is the economy a fair game, or is it rigged by the biggest players? This episode of Cash Course puts imperfect market players to the test, revealing how monopolies, oligopolies, and barriers to entry shape economic outcomes.

Taxes IV: The Price Isn't Right 05:29
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Taxes IV: The Price Isn't Right

Did you know taxes affect more than just your paycheck? In fact, you pay them every day—on concert tickets, groceries, gas, and even property.

Private Property for the Win! 06:31
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Private Property for the Win!

When "everyone" owns something…does anyone really own it? And who will take care of it? In this episode of Cash Course, teens explore the difference between private and public property and why ownership creates powerful incentives.

Government & the Economy 05:53
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Government & the Economy

Can a sports referee also be a player? If that “ref” is the government and the “game” is the economy, the answer is yes! This Cash Course episode explores a strange reality: the government doesn't just set the rules, regulations, and policies—it…

The Money Market: The Real Boss 06:14
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The Money Market: The Real Boss

Meet the real “boss” of the economy—the money market. This Cash Course episode explains how changes in the money market shake up spending, borrowing, interest rates, and even GDP.

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